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Florida Boat Insurance

When purchasing boat insurance in Florida you need to be careful that your policy will include a few things that may not be real important in northern states. First and foremost, Hurricanes are a fact of life in Florida. The odds are that your boat will be hit eventually by a hurricane. Since boats depreciate faster than you can make payments on them you will find that most insurance plans only cover the actual value of the boat. You should look into getting a policy that covers the replacement cost of the boat instead. A few other things to take into consideration are: When looking into insurance for your Florida boat, it is important to know what questions to ask your insurance agent.

We suggest that you ask these questions:

Will my personal possessions such as electronics, gear, fishing or water-skiing equipment also be covered?

Will my boat be have actual cash value (depreciation) or agreed value?

Is there a lay-up periods, in dry dock, as for instance from December to April?

If I hire a crew (larger boats) will it affect my liability coverage and include workers compensation coverage?

Is there a discount in my insurannce rate for safety equipment or safe boating courses?

Will I have full coverage in the case of a Hurricane, and will it cover damage my boat causes by storm surge to other boats?

By asking these questions you can protect yourself from being left victom when your boat does get damaged.

For a fast no obligation quote on insurance for your Florida based New or Used boat, from the trusted leader in boat insurance since 1966 click here: Boat Insurance From BoatUS

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Boating Tips - Florida Boat Insurance

Florida Boat Insurance